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The UK's leading independent law firm for commercial debt recovery.
- No setup charges or retainers
- No commission charges
- No percentage charges
- No hidden extras
Start collecting your debts from as little as £3.00 (plus VAT). We offer the most cost effective way to recover your commercial debts from anywhere in the world (subject to the English Courts having jurisdiction).
Thomas Higgins, Founder
Since making our name in the UK steel industry, we've become a trusted partner for companies in many sectors, right across Europe.
We act for London Stock Exchange quoted companies, subsidiaries of companies quoted on the American and French Stock Exchange and over 130 PLCs. We also work for medium and small businesses, partnerships and sole traders.
Motor Vehicle Manufacturer Testimonial
Your service is fabulous and the staff are great, what a brilliant job you do.
We've always aimed to combine authority and professionalism with friendly, personal service. So we were delighted to be awarded the Law Society's Practice Management Standard, Lexcel, in 2013. This recognises the quality of our overall operations, file management and case analysis, as well as our supervision and retention of friendly, enthusiastic people.
Three is better than one
- Making sure our clients get exactly what they are entitled to
The Late Payment of Commercial Debts (Interest) Act 1998.
This fantastic act allows businesses like yours to be compensated for your debtors paying you late. So as well as your debt (1) you get back interest on that debt (2) and compensation (3)… as easy as 1, 2, 3!
Design Agency Testimonial
The level and speed of service was amazing, we will be using your company for a long time to come.
Since 1987 we have employed the largest number of High Court Enforcement Officers, which in turn gets our clients the best possible results.
Thomas Higgins Innovation
- Using technology to keep costs down
From the outset, we have used the latest software and hardware technology to deliver our high quality service. We recently worked with Hewlett-Packard to upgrade our storage area network giving us a faster platform and longer disk life. We made a video about the process we undertook.
Free Debt Collection
There is a quiet revolution happening in the recovery of legal costs where it is necessary to take court action against a debtor. Due to a small change in regulations, the debtor is now liable to pay all costs of default proceedings. What this means for you is 100% free debt collection on successful recovery with Thomas Higgins Limited.
Under the Late Payment of Commercial Debts (Interest) Act 1998 you are entitled to claim back the costs involved with recovering your debts. Our Late Payment Demand letter not only instructs the debtor to pay the debt owed within 7 days, but enables you to recover the costs of using our services at various stages of the collection process. Therefore by choosing Thomas Higgins Limited for your debt recovery, there is no need for you to be out of pocket for chasing money that should be yours anyway. With a successful claim, not only are our costs covered, but as we don't charge commission or a percentage, you will receive all of what is retrieved from the debtor and at no extra cost.
Wait! That’s not all. By sending one of our Late Payment Demands to your debtor you are also able to claim compensation and additional interest on each of your outstanding invoices. You are entitled to claim £40 to £100 in compensation per invoice and interest at 8% above the Bank of England's base rate, all in addition to the original debt amount and legal costs. With Thomas Higgins Limited acting on your behalf, not only can debt collection be free, but you can actual recovery much more than the original debt amount, which should help go towards easing the strain of invoices being paid late or not being paid at all.
Missed Out On Compensation?
Did you know that even if an invoice has been fully paid, you may still be entitled to claim compensation and additional interest? If payment was received after the due date of an invoice then you could still claim £40 to £100 compensation per invoice. By issuing one of our Late Payment Demands we could recover money that you didn’t even know you were owed.
We recommend that you review your old invoices and see which ones were paid late. Your invoices may have been paid in full, but did you claim compensation for late payment? Under the Late Payment of Commercial Debts (Interest) Act 1998 you are entitled to claim compensation and interest at 8% above the Bank of England's base rate on each of your late paid invoices. If you're concerned about the costs of claiming compensation, you need not worry, because if you issue a Late Payment Demand through Thomas Higgins Limited then you can also recovery the legal costs involved, meaning that you can claim compensation and additional interest for free if your claim is successful.
Free Instant Online Access
We offer a free secure online service where you can issue instructions, view the status of your debt recovery and see any updates to your cases, which are made available to you within seconds of us entering them. To access our online services, open an account with us for free and receive your login details the same day.
When you have unpaid invoices, reaching a prompt conclusion is often a priority. The online service is quick and easy to use, there are no complicated forms, and key information is presented to help you at each step in the process. The secure website is a valuable tool that helps you monitor and manage the progress of your cases, advise us of any payments that you receive directly and send us your instructions without the need for masses of paperwork. For those times when you really do need to speak to an actual person, a knowledgeable member of our debt recovery team is only a phone-call away.
Why Choose Us?
Debt recovery is an important part of running a business as it can seriously affect your cashflow when customers and clients refuse to pay. Recovering business debts can be time consuming and costly so having someone you can rely on to arrange your business debt recovery quickly and easily is a vital consideration.
There is a commitment to quality and efficiency in all our business debt collection services and we aim to be the most cost-effective and reliable in the marketplace. We have completely transparent costs and fees, we don't charge for setting up an account and we don't charge commission or take a percentage of what we recover. Around 90% of the time no legal action is taken and you can get paid what you are owed for a mere £3.00 (plus VAT). We're not like most other debt collection solicitors; you are sure to be impressed with the value we offer and with everything listed clearly you won't get any nasty surprises.
We are extremely proud of the reputation we have earned as the leading independent commercial debt recovery solicitors in the UK. We handle our cases in a professional and civil manner so important business relationships are given opportunity to remain intact. We can boast thousands of active clients from all industry sectors comprising of companies of various sizes from corporate enterprises to sole traders with a wide range of debt values and we have expertise across a broad range of debt recovery services.
You can open an account today with no obligation, and make the first step to recovering the money your business is owed. With our experienced team of debt recovery solicitors working for a swift resolution, you'll find the whole process simple and straightforward.
Outstanding Client Satisfaction
We have a great track record of successful business debt recovery outcomes, which is exactly what you expect from a commercial debt collection solicitors, but our exceptionally high rate of client satisfaction is a result of several factors including the quality of our customer service, the speed and efficiency with which we operate and of course our excellent value for money.
An independent survey into client satisfaction on fees carried out by Legal Business stated that Thomas Higgins Limited was
the firm with the happiest clients in the country. Our own client surveys show 98% of clients rate our overall service as good or very good and 99% state they are likely to use our service again *.
To see why so many companies consider Thomas Higgins Limited to be an integral part of their credit control process, open an account with us for free today.
* According to the 5,475 verified client responses to online surveys during 2013
We are a team of debt collection solicitors with years of experience in the field of business debt recovery. Since 1980 we have provided a fast, efficient and cost effective way for businesses to recover their debt and have established an excellent reputation within the debt collection industry, making us a valued asset to many businesses.
As the UK's leading independent law firm for commercial debt recovery we are well known for our outstanding customer service and our excellent success rate, making us a market leader in business to business debt collection and well respected within the law community.
We specialize in debt recovery for businesses across all sectors. We act for London Stock Exchange quoted companies, subsidiaries of companies quoted on the American and French Stock Exchange and over 130 PLCs. We also work for medium and small businesses, partnerships and sole traders. If you would like us to act on your behalf then open an account with us. There are no setup charges or initial costs and you could start your debt recovery immediately for as little as £3.00 (plus VAT).
Cost Effective Debt Collection
As specialised debt collection solicitors we are able to make the debt recovery process simpler and therefore have been able to reduce the costs involved. Unlike many debt collection agencies we do not charge commission or a percentage of any debt we recover. We have made our costs as transparent as possible so you are not faced with any unexpected charges or hidden extras.
We are proud that we have made the debt collection process as simple and as quick as possible by offering all our clients free unlimited access to our custom designed online services which enables clients to issue instructions and track the progress of cases throughout the recovery process.